▼ 0.50% · 3.625%
HK$16,708
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,227
−HK$528/mo
Today · 4.125%
HK$17,755
baseline
▲ 0.50% · 4.625%
HK$18,836
+HK$1,081/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,510/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,587
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,086
−HK$505/mo
Today · 4.125%
HK$19,591
baseline
▲ 0.50% · 4.625%
HK$20,624
+HK$1,033/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,182/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,378
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,950
−HK$581/mo
Today · 4.125%
HK$19,531
baseline
▲ 0.50% · 4.625%
HK$20,719
+HK$1,188/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,062/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,446
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,994
−HK$556/mo
Today · 4.125%
HK$21,550
baseline
▲ 0.50% · 4.625%
HK$22,686
+HK$1,136/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,100/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,049
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,673
−HK$633/mo
Today · 4.125%
HK$21,306
baseline
▲ 0.50% · 4.625%
HK$22,603
+HK$1,297/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$42,612/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,304
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,903
−HK$607/mo
Today · 4.125%
HK$23,510
baseline
▲ 0.50% · 4.625%
HK$24,749
+HK$1,239/mo
Deposit HK$2.93M · loan HK$4.40M · min. income ≈ HK$47,020/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,720
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,396
−HK$686/mo
Today · 4.125%
HK$23,082
baseline
▲ 0.50% · 4.625%
HK$24,486
+HK$1,404/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,164/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,163
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,811
−HK$658/mo
Today · 4.125%
HK$25,469
baseline
▲ 0.50% · 4.625%
HK$26,811
+HK$1,342/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,938/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,391
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,118
−HK$739/mo
Today · 4.125%
HK$24,857
baseline
▲ 0.50% · 4.625%
HK$26,370
+HK$1,513/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,714/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,022
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,720
−HK$708/mo
Today · 4.125%
HK$27,428
baseline
▲ 0.50% · 4.625%
HK$28,874
+HK$1,446/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,856/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,061
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,841
−HK$792/mo
Today · 4.125%
HK$26,633
baseline
▲ 0.50% · 4.625%
HK$28,254
+HK$1,621/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$53,266/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,881
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,628
−HK$759/mo
Today · 4.125%
HK$29,387
baseline
▲ 0.50% · 4.625%
HK$30,936
+HK$1,549/mo
Deposit HK$1.83M · loan HK$5.50M · min. income ≈ HK$58,774/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,732
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,564
−HK$845/mo
Today · 4.125%
HK$28,409
baseline
▲ 0.50% · 4.625%
HK$30,137
+HK$1,728/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$56,818/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,739
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,537
−HK$809/mo
Today · 4.125%
HK$31,346
baseline
▲ 0.50% · 4.625%
HK$32,998
+HK$1,652/mo
Deposit HK$1.47M · loan HK$5.86M · min. income ≈ HK$62,692/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,403
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,286
−HK$898/mo
Today · 4.125%
HK$30,184
baseline
▲ 0.50% · 4.625%
HK$32,021
+HK$1,837/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,368/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,598
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,445
−HK$860/mo
Today · 4.125%
HK$33,305
baseline
▲ 0.50% · 4.625%
HK$35,061
+HK$1,756/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,610/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,074
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,009
−HK$951/mo
Today · 4.125%
HK$31,960
baseline
▲ 0.50% · 4.625%
HK$33,904
+HK$1,944/mo
Deposit HK$733K · loan HK$6.59M · min. income ≈ HK$63,920/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,457
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,354
−HK$910/mo
Today · 4.125%
HK$35,264
baseline
▲ 0.50% · 4.625%
HK$37,123
+HK$1,859/mo
Deposit HK$733K · loan HK$6.59M · min. income ≈ HK$70,528/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$219,813 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).