▼ 0.50% · 3.625%
HK$18,553
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,130
−HK$586/mo
Today · 4.125%
HK$19,716
baseline
▲ 0.50% · 4.625%
HK$20,916
+HK$1,200/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,432/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,640
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,193
−HK$562/mo
Today · 4.125%
HK$21,755
baseline
▲ 0.50% · 4.625%
HK$22,901
+HK$1,146/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,510/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,408
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,043
−HK$645/mo
Today · 4.125%
HK$21,688
baseline
▲ 0.50% · 4.625%
HK$23,007
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,376/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,704
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,313
−HK$617/mo
Today · 4.125%
HK$23,930
baseline
▲ 0.50% · 4.625%
HK$25,192
+HK$1,262/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,860/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,263
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,956
−HK$703/mo
Today · 4.125%
HK$23,659
baseline
▲ 0.50% · 4.625%
HK$25,099
+HK$1,440/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,318/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,768
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,432
−HK$674/mo
Today · 4.125%
HK$26,106
baseline
▲ 0.50% · 4.625%
HK$27,482
+HK$1,376/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,212/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,118
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,869
−HK$762/mo
Today · 4.125%
HK$25,631
baseline
▲ 0.50% · 4.625%
HK$27,191
+HK$1,560/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,262/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,832
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,551
−HK$730/mo
Today · 4.125%
HK$28,281
baseline
▲ 0.50% · 4.625%
HK$29,772
+HK$1,491/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,562/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,974
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,782
−HK$821/mo
Today · 4.125%
HK$27,603
baseline
▲ 0.50% · 4.625%
HK$29,282
+HK$1,679/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,206/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,896
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,671
−HK$786/mo
Today · 4.125%
HK$30,457
baseline
▲ 0.50% · 4.625%
HK$32,062
+HK$1,605/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,914/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,829
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,695
−HK$879/mo
Today · 4.125%
HK$29,574
baseline
▲ 0.50% · 4.625%
HK$31,374
+HK$1,800/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,148/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,960
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,790
−HK$842/mo
Today · 4.125%
HK$32,632
baseline
▲ 0.50% · 4.625%
HK$34,352
+HK$1,720/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,264/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,684
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,608
−HK$938/mo
Today · 4.125%
HK$31,546
baseline
▲ 0.50% · 4.625%
HK$33,465
+HK$1,919/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,092/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,023
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,909
−HK$899/mo
Today · 4.125%
HK$34,808
baseline
▲ 0.50% · 4.625%
HK$36,642
+HK$1,834/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,616/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,540
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,521
−HK$996/mo
Today · 4.125%
HK$33,517
baseline
▲ 0.50% · 4.625%
HK$35,557
+HK$2,040/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,034/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,087
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,028
−HK$955/mo
Today · 4.125%
HK$36,983
baseline
▲ 0.50% · 4.625%
HK$38,933
+HK$1,950/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$73,966/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,395
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,434
−HK$1,055/mo
Today · 4.125%
HK$35,489
baseline
▲ 0.50% · 4.625%
HK$37,648
+HK$2,159/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$70,978/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,151
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,148
−HK$1,011/mo
Today · 4.125%
HK$39,159
baseline
▲ 0.50% · 4.625%
HK$41,223
+HK$2,064/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$78,318/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,087 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).