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Crescira AVM · estimated value Medium confidence
HK$15.76M
≈ HK$18,258 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.73M, with repayments around HK$53,454/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$50,300
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,865
−HK$1,589/mo
Today · 4.125%
HK$53,454
baseline
▲ 0.50% · 4.625%
HK$56,707
+HK$3,253/mo

Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,908/mo (50% DSR)

Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,865 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
B
Saleable Area
863 ft²
Gross Area
1,131 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-06-24 HK$23.80M +60.8%
5.1y · 12.0%/yr
2014-06-06 HK$14.80M +22.7%
2010-12-07 HK$12.06M +51.1%
2009-01-13 HK$7.98M +16.8%
2005-01-27 HK$6.83M +5.9%
1999-03-18 HK$6.45M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 4 min walk · 265 m
Education
52
schools within 1 km (24 within 500 m)
Daily convenience
48
within 1 km (12 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com