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Crescira AVM · estimated value Medium confidence
HK$14.15M
≈ HK$16,400 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.25M, with repayments around HK$48,014/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$45,181
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,586
−HK$1,428/mo
Today · 4.125%
HK$48,014
baseline
▲ 0.50% · 4.625%
HK$50,936
+HK$2,922/mo

Deposit HK$4.25M · loan HK$9.91M · min. income ≈ HK$96,028/mo (50% DSR)

Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$530,730 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
B
Saleable Area
863 ft²
Gross Area
1,131 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2001-09-29 HK$4.65M −18.0%
1999-01-22 HK$5.67M −14.1%
1996-08-02 HK$6.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 4 min walk · 265 m
Education
52
schools within 1 km (24 within 500 m)
Daily convenience
48
within 1 km (12 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com