Skip to content
Crescira AVM · estimated value Medium confidence
HK$120.53M
≈ HK$40,191 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$36.16M, with repayments around HK$408,913/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$384,783
−HK$24,130/mo
▼ 0.25% · 3.875%
HK$396,752
−HK$12,161/mo
Today · 4.125%
HK$408,913
baseline
▲ 0.50% · 4.625%
HK$433,794
+HK$24,881/mo

Deposit HK$36.16M · loan HK$84.37M · min. income ≈ HK$817,826/mo (50% DSR)

Upfront cash ≈ HK$43.99M (deposit + AVD stamp duty HK$7,834,622 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
44/F
Flat
B
Saleable Area
2,999 ft²
Gross Area
3,347 ft²
Efficiency
90%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2001-03-27 HK$30.00M −41.2%
3.6y
1997-08-14 HK$51.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 10 min walk · 771 m
Education
17
schools within 1 km (6 within 500 m)
Daily convenience
43
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com