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Crescira AVM · estimated value Medium confidence
HK$82.77M
≈ HK$28,661 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$24.83M, with repayments around HK$280,810/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$264,240
−HK$16,570/mo
▼ 0.25% · 3.875%
HK$272,459
−HK$8,351/mo
Today · 4.125%
HK$280,810
baseline
▲ 0.50% · 4.625%
HK$297,896
+HK$17,086/mo

Deposit HK$24.83M · loan HK$57.94M · min. income ≈ HK$561,620/mo (50% DSR)

Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$3,517,833 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
2,888 ft²
Gross Area
3,347 ft²
Efficiency
86%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2010-07-21 HK$41.00M +57.7%
2007-11-22 HK$26.00M +44.4%
2005-12-09 HK$18.00M +28.6%
1997-02-14 HK$14.00M +0.0%
1995-10-07 HK$14.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 10 min walk · 771 m
Education
17
schools within 1 km (6 within 500 m)
Daily convenience
43
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com