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Crescira AVM · estimated value ● Medium confidence
HK$18.82M
≈ HK$19,381 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.65M, with repayments around HK$63,843/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$60,076
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$61,944
−HK$1,899/mo
Today · 4.125%
HK$63,843
baseline
▲ 0.50% · 4.625%
HK$67,728
+HK$3,885/mo

Deposit HK$5.65M · loan HK$13.17M · min. income ≈ HK$127,686/mo (50% DSR)

Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,696 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
C
Saleable Area
971 ft²
Gross Area
1,260 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2005-08-02 HK$6.66M −8.3%
8.5y
1997-02-14 HK$7.26M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 6 min walk · 430 m
Education
26
schools within 1 km (7 within 500 m)
Daily convenience
45
within 1 km (16 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Wan Chai Station (a rail station within an 8-min walk earns this label).

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building