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Crescira AVM · estimated value Medium confidence
HK$24.93M
≈ HK$20,705 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.48M, with repayments around HK$84,574/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$79,583
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,059
−HK$2,515/mo
Today · 4.125%
HK$84,574
baseline
▲ 0.50% · 4.625%
HK$89,720
+HK$5,146/mo

Deposit HK$7.48M · loan HK$17.45M · min. income ≈ HK$169,148/mo (50% DSR)

Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$1,059,498 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
B
Saleable Area
1,204 ft²
Gross Area
1,520 ft²
Efficiency
79%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-05-17 HK$36.00M +60.0%
8.2y
2011-02-18 HK$22.50M +120.6%
2005-04-04 HK$10.20M +21.7%
1996-03-28 HK$8.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 6 min walk · 430 m
Education
26
schools within 1 km (7 within 500 m)
Daily convenience
45
within 1 km (16 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Wan Chai Station (a rail station within an 8-min walk earns this label).

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com