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At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,525/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$379K · loan HK$3.41M · min. income ≈ HK$33,050/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 263 Saleable ft²
- Gross Area
- 350 ft²
- Efficiency
- 75%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-16 | HK$3.95M | +11.3% 0.7y |
| 2025-05-21 | HK$3.55M | +4.4% 11.3y · 0.0%/yr |
| 2014-02-27 | HK$3.40M | +16.4% |
| 2012-08-29 | HK$2.92M | +36.4% |
| 2010-10-08 | HK$2.14M | +57.4% |
| 2007-06-06 | HK$1.36M | +20.4% |
| 2006-01-20 | HK$1.13M | +27.0% |
| 2003-01-16 | HK$890K | −35.0% |
| 1999-07-16 | HK$1.37M | −33.2% |
| 1997-07-23 | HK$2.05M | +31.4% |
| 1996-05-22 | HK$1.56M | — |