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At today's rate and a 90% mortgage, the deposit on this unit is about HK$367K, with repayments around HK$16,017/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$367K · loan HK$3.30M · min. income ≈ HK$32,034/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- E
- Saleable Area
- 263 Saleable ft²
- Gross Area
- 350 ft²
- Efficiency
- 75%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-11 | HK$4.77M | +102.9% 9.5y · 11.0%/yr |
| 2011-02-11 | HK$2.35M | +8.8% |
| 2010-10-06 | HK$2.16M | +44.0% |
| 2008-11-25 | HK$1.50M | +32.7% |
| 2007-03-06 | HK$1.13M | +5.6% |
| 2005-10-06 | HK$1.07M | +11.5% |
| 2005-05-03 | HK$960K | +47.7% |
| 2003-05-15 | HK$650K | — |