▼ 0.50% · 3.625%
HK$15,970
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,466
−HK$505/mo
Today · 4.125%
HK$16,971
baseline
▲ 0.50% · 4.625%
HK$18,004
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,942/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,766
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,243
−HK$483/mo
Today · 4.125%
HK$18,726
baseline
▲ 0.50% · 4.625%
HK$19,713
+HK$987/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,452/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,567
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,113
−HK$555/mo
Today · 4.125%
HK$18,668
baseline
▲ 0.50% · 4.625%
HK$19,804
+HK$1,136/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,336/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,543
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,067
−HK$531/mo
Today · 4.125%
HK$20,598
baseline
▲ 0.50% · 4.625%
HK$21,684
+HK$1,086/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,196/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,164
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,760
−HK$605/mo
Today · 4.125%
HK$20,365
baseline
▲ 0.50% · 4.625%
HK$21,604
+HK$1,239/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,730/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,319
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,891
−HK$580/mo
Today · 4.125%
HK$22,471
baseline
▲ 0.50% · 4.625%
HK$23,656
+HK$1,185/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,942/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,761
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,406
−HK$656/mo
Today · 4.125%
HK$22,062
baseline
▲ 0.50% · 4.625%
HK$23,405
+HK$1,343/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,124/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,096
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,715
−HK$629/mo
Today · 4.125%
HK$24,344
baseline
▲ 0.50% · 4.625%
HK$25,627
+HK$1,283/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,688/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,357
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,053
−HK$707/mo
Today · 4.125%
HK$23,760
baseline
▲ 0.50% · 4.625%
HK$25,205
+HK$1,445/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,520/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,872
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,540
−HK$676/mo
Today · 4.125%
HK$26,216
baseline
▲ 0.50% · 4.625%
HK$27,598
+HK$1,382/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,432/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,954
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,700
−HK$757/mo
Today · 4.125%
HK$25,457
baseline
▲ 0.50% · 4.625%
HK$27,006
+HK$1,549/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,914/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,649
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,364
−HK$725/mo
Today · 4.125%
HK$28,089
baseline
▲ 0.50% · 4.625%
HK$29,569
+HK$1,480/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,178/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,551
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,346
−HK$808/mo
Today · 4.125%
HK$27,154
baseline
▲ 0.50% · 4.625%
HK$28,806
+HK$1,652/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,308/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,426
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,188
−HK$773/mo
Today · 4.125%
HK$29,961
baseline
▲ 0.50% · 4.625%
HK$31,541
+HK$1,580/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,922/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,148
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,993
−HK$858/mo
Today · 4.125%
HK$28,851
baseline
▲ 0.50% · 4.625%
HK$30,606
+HK$1,755/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,702/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,202
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,012
−HK$822/mo
Today · 4.125%
HK$31,834
baseline
▲ 0.50% · 4.625%
HK$33,512
+HK$1,678/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,668/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,745
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,639
−HK$909/mo
Today · 4.125%
HK$30,548
baseline
▲ 0.50% · 4.625%
HK$32,407
+HK$1,859/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,096/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,979
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,837
−HK$870/mo
Today · 4.125%
HK$33,707
baseline
▲ 0.50% · 4.625%
HK$35,483
+HK$1,776/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,414/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,104 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).