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At today's rate and a 90% mortgage, the deposit on this unit is about HK$343K, with repayments around HK$14,974/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$343K · loan HK$3.09M · min. income ≈ HK$29,948/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 5
- Saleable Area
- 233 Saleable ft²
- Gross Area
- 335 ft²
- Efficiency
- 70%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-18 | HK$5.09M | +36.5% 4.6y · 8.0%/yr |
| 2016-11-10 | HK$3.73M | +39.2% 4.4y · 9.0%/yr |
| 2012-05-25 | HK$2.68M | +87.4% |
| 2007-12-17 | HK$1.43M | +16.3% |
| 2007-10-25 | HK$1.23M | +20.6% |
| 2006-03-22 | HK$1.02M | +13.3% |
| 2004-12-15 | HK$900K | +25.0% |
| 2004-04-21 | HK$720K | +9.1% |
| 2004-02-13 | HK$660K | +10.0% |
| 2002-09-18 | HK$600K | — |