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At today's rate and a 90% mortgage, the deposit on this unit is about HK$382K, with repayments around HK$16,647/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$382K · loan HK$3.43M · min. income ≈ HK$33,294/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 6
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 365 ft²
- Efficiency
- 74%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-28 | HK$4.20M | +75.0% 7.7y · 10.0%/yr |
| 2012-07-06 | HK$2.40M | +33.3% |
| 2010-09-07 | HK$1.80M | +9.1% |
| 2010-08-12 | HK$1.65M | +10.0% |
| 1998-05-01 | HK$1.50M | +0.0% |
| 1997-05-17 | HK$1.50M | +7.1% |
| 1997-02-11 | HK$1.40M | +9.4% |
| 1995-12-29 | HK$1.28M | — |