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1/F C

in The Floridian Tower 1

Eastern District · Hong Kong Island

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Crescira AVM · estimated value ● Medium confidence
HK$14.56M
≈ HK$16,621 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.37M, with repayments around HK$49,396/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,481
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,927
−HK$1,469/mo
Today · 4.125%
HK$49,396
baseline
▲ 0.50% · 4.625%
HK$52,401
+HK$3,005/mo

Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,792/mo (50% DSR)

Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$546,003 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
C
Saleable Area
876 ft²
Gross Area
1,091 ft²
Efficiency
80%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2002-11-05 HK$4.70M −59.5%
5.2y
1997-09-01 HK$11.62M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Koo
≈ 4 min walk · 245 m
Education
41
schools within 1 km (22 within 500 m)
Daily convenience
38
within 1 km (20 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Tai Koo Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building