▼ 0.50% · 3.625%
HK$16,199
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,703
−HK$512/mo
Today · 4.125%
HK$17,215
baseline
▲ 0.50% · 4.625%
HK$18,262
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,430/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,021
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,505
−HK$490/mo
Today · 4.125%
HK$18,995
baseline
▲ 0.50% · 4.625%
HK$19,996
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,990/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,819
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,373
−HK$563/mo
Today · 4.125%
HK$18,936
baseline
▲ 0.50% · 4.625%
HK$20,089
+HK$1,153/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,872/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,823
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,355
−HK$539/mo
Today · 4.125%
HK$20,894
baseline
▲ 0.50% · 4.625%
HK$21,996
+HK$1,102/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,788/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,439
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,043
−HK$615/mo
Today · 4.125%
HK$20,658
baseline
▲ 0.50% · 4.625%
HK$21,915
+HK$1,257/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,316/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,625
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,205
−HK$589/mo
Today · 4.125%
HK$22,794
baseline
▲ 0.50% · 4.625%
HK$23,995
+HK$1,201/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,588/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,059
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,714
−HK$665/mo
Today · 4.125%
HK$22,379
baseline
▲ 0.50% · 4.625%
HK$23,741
+HK$1,362/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,758/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,428
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,056
−HK$637/mo
Today · 4.125%
HK$24,693
baseline
▲ 0.50% · 4.625%
HK$25,995
+HK$1,302/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,386/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,679
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,384
−HK$717/mo
Today · 4.125%
HK$24,101
baseline
▲ 0.50% · 4.625%
HK$25,567
+HK$1,466/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,202/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,230
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,906
−HK$687/mo
Today · 4.125%
HK$26,593
baseline
▲ 0.50% · 4.625%
HK$27,995
+HK$1,402/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,186/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,299
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,054
−HK$768/mo
Today · 4.125%
HK$25,822
baseline
▲ 0.50% · 4.625%
HK$27,393
+HK$1,571/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,644/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,032
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,757
−HK$735/mo
Today · 4.125%
HK$28,492
baseline
▲ 0.50% · 4.625%
HK$29,994
+HK$1,502/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$56,984/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,918
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,725
−HK$819/mo
Today · 4.125%
HK$27,544
baseline
▲ 0.50% · 4.625%
HK$29,220
+HK$1,676/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,088/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,834
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,607
−HK$785/mo
Today · 4.125%
HK$30,392
baseline
▲ 0.50% · 4.625%
HK$31,994
+HK$1,602/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,784/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,538
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,395
−HK$870/mo
Today · 4.125%
HK$29,265
baseline
▲ 0.50% · 4.625%
HK$31,046
+HK$1,781/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$58,530/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,636
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,458
−HK$833/mo
Today · 4.125%
HK$32,291
baseline
▲ 0.50% · 4.625%
HK$33,993
+HK$1,702/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$64,582/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,158
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,065
−HK$922/mo
Today · 4.125%
HK$30,987
baseline
▲ 0.50% · 4.625%
HK$32,872
+HK$1,885/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,974/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,438
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,308
−HK$883/mo
Today · 4.125%
HK$34,191
baseline
▲ 0.50% · 4.625%
HK$35,993
+HK$1,802/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,382/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,121 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).