▼ 0.50% · 3.625%
HK$17,125
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,657
−HK$542/mo
Today · 4.125%
HK$18,199
baseline
▲ 0.50% · 4.625%
HK$19,306
+HK$1,107/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,398/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,051
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,562
−HK$518/mo
Today · 4.125%
HK$20,080
baseline
▲ 0.50% · 4.625%
HK$21,139
+HK$1,059/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,160/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,837
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,423
−HK$596/mo
Today · 4.125%
HK$20,019
baseline
▲ 0.50% · 4.625%
HK$21,237
+HK$1,218/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,038/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,956
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,518
−HK$570/mo
Today · 4.125%
HK$22,088
baseline
▲ 0.50% · 4.625%
HK$23,253
+HK$1,165/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,176/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,550
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,189
−HK$649/mo
Today · 4.125%
HK$21,838
baseline
▲ 0.50% · 4.625%
HK$23,167
+HK$1,329/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$43,676/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,861
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,475
−HK$622/mo
Today · 4.125%
HK$24,097
baseline
▲ 0.50% · 4.625%
HK$25,367
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$48,194/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,262
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,955
−HK$703/mo
Today · 4.125%
HK$23,658
baseline
▲ 0.50% · 4.625%
HK$25,098
+HK$1,440/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,316/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,767
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,431
−HK$674/mo
Today · 4.125%
HK$26,105
baseline
▲ 0.50% · 4.625%
HK$27,481
+HK$1,376/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,210/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,975
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,720
−HK$758/mo
Today · 4.125%
HK$25,478
baseline
▲ 0.50% · 4.625%
HK$27,028
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,956/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,672
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,387
−HK$726/mo
Today · 4.125%
HK$28,113
baseline
▲ 0.50% · 4.625%
HK$29,594
+HK$1,481/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,226/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,687
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,486
−HK$812/mo
Today · 4.125%
HK$27,298
baseline
▲ 0.50% · 4.625%
HK$28,959
+HK$1,661/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,596/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,577
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,343
−HK$778/mo
Today · 4.125%
HK$30,121
baseline
▲ 0.50% · 4.625%
HK$31,708
+HK$1,587/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,242/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,400
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,252
−HK$866/mo
Today · 4.125%
HK$29,118
baseline
▲ 0.50% · 4.625%
HK$30,890
+HK$1,772/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,236/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,482
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,299
−HK$830/mo
Today · 4.125%
HK$32,129
baseline
▲ 0.50% · 4.625%
HK$33,822
+HK$1,693/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,258/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,112
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,018
−HK$920/mo
Today · 4.125%
HK$30,938
baseline
▲ 0.50% · 4.625%
HK$32,820
+HK$1,882/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,876/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,387
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,256
−HK$881/mo
Today · 4.125%
HK$34,137
baseline
▲ 0.50% · 4.625%
HK$35,936
+HK$1,799/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,274/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,825
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,783
−HK$975/mo
Today · 4.125%
HK$32,758
baseline
▲ 0.50% · 4.625%
HK$34,751
+HK$1,993/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,516/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,292
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,212
−HK$933/mo
Today · 4.125%
HK$36,145
baseline
▲ 0.50% · 4.625%
HK$38,050
+HK$1,905/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,290/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,302 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).