▼ 0.50% · 3.625%
HK$19,699
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,312
−HK$622/mo
Today · 4.125%
HK$20,934
baseline
▲ 0.50% · 4.625%
HK$22,208
+HK$1,274/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,868/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,915
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,503
−HK$596/mo
Today · 4.125%
HK$23,099
baseline
▲ 0.50% · 4.625%
HK$24,317
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,198/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,669
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,343
−HK$685/mo
Today · 4.125%
HK$23,028
baseline
▲ 0.50% · 4.625%
HK$24,429
+HK$1,401/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,056/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,107
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,753
−HK$656/mo
Today · 4.125%
HK$25,409
baseline
▲ 0.50% · 4.625%
HK$26,748
+HK$1,339/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,818/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,639
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,374
−HK$747/mo
Today · 4.125%
HK$25,121
baseline
▲ 0.50% · 4.625%
HK$26,650
+HK$1,529/mo
Deposit HK$3.46M · loan HK$5.18M · min. income ≈ HK$50,242/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,298
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,003
−HK$716/mo
Today · 4.125%
HK$27,719
baseline
▲ 0.50% · 4.625%
HK$29,180
+HK$1,461/mo
Deposit HK$3.46M · loan HK$5.18M · min. income ≈ HK$55,438/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,609
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,405
−HK$810/mo
Today · 4.125%
HK$27,215
baseline
▲ 0.50% · 4.625%
HK$28,871
+HK$1,656/mo
Deposit HK$3.02M · loan HK$5.62M · min. income ≈ HK$54,430/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,490
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,254
−HK$775/mo
Today · 4.125%
HK$30,029
baseline
▲ 0.50% · 4.625%
HK$31,612
+HK$1,583/mo
Deposit HK$3.02M · loan HK$5.62M · min. income ≈ HK$60,058/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,579
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,437
−HK$871/mo
Today · 4.125%
HK$29,308
baseline
▲ 0.50% · 4.625%
HK$31,092
+HK$1,784/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,616/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,681
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,504
−HK$835/mo
Today · 4.125%
HK$32,339
baseline
▲ 0.50% · 4.625%
HK$34,043
+HK$1,704/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,678/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,549
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,468
−HK$934/mo
Today · 4.125%
HK$31,402
baseline
▲ 0.50% · 4.625%
HK$33,312
+HK$1,910/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,804/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,873
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,754
−HK$895/mo
Today · 4.125%
HK$34,649
baseline
▲ 0.50% · 4.625%
HK$36,475
+HK$1,826/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,298/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,519
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,499
−HK$996/mo
Today · 4.125%
HK$33,495
baseline
▲ 0.50% · 4.625%
HK$35,533
+HK$2,038/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,990/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,064
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,005
−HK$954/mo
Today · 4.125%
HK$36,959
baseline
▲ 0.50% · 4.625%
HK$38,907
+HK$1,948/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,918/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,489
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,530
−HK$1,059/mo
Today · 4.125%
HK$35,589
baseline
▲ 0.50% · 4.625%
HK$37,754
+HK$2,165/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,178/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,256
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,255
−HK$1,013/mo
Today · 4.125%
HK$39,268
baseline
▲ 0.50% · 4.625%
HK$41,338
+HK$2,070/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,536/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,458
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,561
−HK$1,121/mo
Today · 4.125%
HK$37,682
baseline
▲ 0.50% · 4.625%
HK$39,975
+HK$2,293/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$75,364/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,447
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,505
−HK$1,073/mo
Today · 4.125%
HK$41,578
baseline
▲ 0.50% · 4.625%
HK$43,770
+HK$2,192/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$83,156/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,171 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).