▼ 0.50% · 3.625%
HK$18,755
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,338
−HK$593/mo
Today · 4.125%
HK$19,931
baseline
▲ 0.50% · 4.625%
HK$21,144
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,862/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,864
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,424
−HK$568/mo
Today · 4.125%
HK$21,992
baseline
▲ 0.50% · 4.625%
HK$23,151
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,984/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,630
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,272
−HK$652/mo
Today · 4.125%
HK$21,924
baseline
▲ 0.50% · 4.625%
HK$23,258
+HK$1,334/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,848/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,951
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,566
−HK$625/mo
Today · 4.125%
HK$24,191
baseline
▲ 0.50% · 4.625%
HK$25,466
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,382/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,506
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,206
−HK$711/mo
Today · 4.125%
HK$23,917
baseline
▲ 0.50% · 4.625%
HK$25,372
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,834/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,037
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,709
−HK$681/mo
Today · 4.125%
HK$26,390
baseline
▲ 0.50% · 4.625%
HK$27,781
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,780/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,381
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,139
−HK$771/mo
Today · 4.125%
HK$25,910
baseline
▲ 0.50% · 4.625%
HK$27,487
+HK$1,577/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,820/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,124
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,851
−HK$738/mo
Today · 4.125%
HK$28,589
baseline
▲ 0.50% · 4.625%
HK$30,096
+HK$1,507/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,178/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,257
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,073
−HK$830/mo
Today · 4.125%
HK$27,903
baseline
▲ 0.50% · 4.625%
HK$29,601
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,806/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,210
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,994
−HK$794/mo
Today · 4.125%
HK$30,788
baseline
▲ 0.50% · 4.625%
HK$32,411
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,576/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,132
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,007
−HK$889/mo
Today · 4.125%
HK$29,896
baseline
▲ 0.50% · 4.625%
HK$31,715
+HK$1,819/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,792/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,297
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,136
−HK$851/mo
Today · 4.125%
HK$32,987
baseline
▲ 0.50% · 4.625%
HK$34,726
+HK$1,739/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,974/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,008
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,941
−HK$948/mo
Today · 4.125%
HK$31,889
baseline
▲ 0.50% · 4.625%
HK$33,830
+HK$1,941/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$63,778/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,383
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,278
−HK$909/mo
Today · 4.125%
HK$35,187
baseline
▲ 0.50% · 4.625%
HK$37,041
+HK$1,854/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$70,374/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,883
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,875
−HK$1,007/mo
Today · 4.125%
HK$33,882
baseline
▲ 0.50% · 4.625%
HK$35,944
+HK$2,062/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,764/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,470
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,421
−HK$965/mo
Today · 4.125%
HK$37,386
baseline
▲ 0.50% · 4.625%
HK$39,356
+HK$1,970/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,772/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,758
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,809
−HK$1,066/mo
Today · 4.125%
HK$35,875
baseline
▲ 0.50% · 4.625%
HK$38,058
+HK$2,183/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,750/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,556
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,563
−HK$1,022/mo
Today · 4.125%
HK$39,585
baseline
▲ 0.50% · 4.625%
HK$41,672
+HK$2,087/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,170/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,745 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).