▼ 0.50% · 3.625%
HK$22,670
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,375
−HK$716/mo
Today · 4.125%
HK$24,091
baseline
▲ 0.50% · 4.625%
HK$25,557
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,182/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,220
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,896
−HK$686/mo
Today · 4.125%
HK$26,582
baseline
▲ 0.50% · 4.625%
HK$27,984
+HK$1,402/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,164/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,937
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,712
−HK$788/mo
Today · 4.125%
HK$26,500
baseline
▲ 0.50% · 4.625%
HK$28,113
+HK$1,613/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$53,000/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,742
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,486
−HK$755/mo
Today · 4.125%
HK$29,241
baseline
▲ 0.50% · 4.625%
HK$30,782
+HK$1,541/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$58,482/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,204
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,050
−HK$859/mo
Today · 4.125%
HK$28,909
baseline
▲ 0.50% · 4.625%
HK$30,669
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,818/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,264
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,075
−HK$824/mo
Today · 4.125%
HK$31,899
baseline
▲ 0.50% · 4.625%
HK$33,580
+HK$1,681/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,798/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,471
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,387
−HK$932/mo
Today · 4.125%
HK$31,319
baseline
▲ 0.50% · 4.625%
HK$33,224
+HK$1,905/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,638/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,786
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,665
−HK$892/mo
Today · 4.125%
HK$34,557
baseline
▲ 0.50% · 4.625%
HK$36,379
+HK$1,822/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,114/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,738
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,725
−HK$1,003/mo
Today · 4.125%
HK$33,728
baseline
▲ 0.50% · 4.625%
HK$35,780
+HK$2,052/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,456/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,308
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,255
−HK$960/mo
Today · 4.125%
HK$37,215
baseline
▲ 0.50% · 4.625%
HK$39,177
+HK$1,962/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,430/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,004
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,062
−HK$1,075/mo
Today · 4.125%
HK$36,137
baseline
▲ 0.50% · 4.625%
HK$38,336
+HK$2,199/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,274/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,830
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,844
−HK$1,029/mo
Today · 4.125%
HK$39,873
baseline
▲ 0.50% · 4.625%
HK$41,975
+HK$2,102/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,746/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,271
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,400
−HK$1,146/mo
Today · 4.125%
HK$38,546
baseline
▲ 0.50% · 4.625%
HK$40,891
+HK$2,345/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,092/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,352
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,434
−HK$1,098/mo
Today · 4.125%
HK$42,532
baseline
▲ 0.50% · 4.625%
HK$44,774
+HK$2,242/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$85,064/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,538
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,737
−HK$1,218/mo
Today · 4.125%
HK$40,955
baseline
▲ 0.50% · 4.625%
HK$43,447
+HK$2,492/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,910/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,874
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,023
−HK$1,167/mo
Today · 4.125%
HK$45,190
baseline
▲ 0.50% · 4.625%
HK$47,572
+HK$2,382/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,380/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,805
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,075
−HK$1,289/mo
Today · 4.125%
HK$43,364
baseline
▲ 0.50% · 4.625%
HK$46,003
+HK$2,639/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$86,728/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,396
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,613
−HK$1,235/mo
Today · 4.125%
HK$47,848
baseline
▲ 0.50% · 4.625%
HK$50,370
+HK$2,522/mo
Deposit HK$994K · loan HK$8.95M · min. income ≈ HK$95,696/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,172 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).