▼ 0.50% · 3.625%
HK$20,349
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,982
−HK$643/mo
Today · 4.125%
HK$21,625
baseline
▲ 0.50% · 4.625%
HK$22,941
+HK$1,316/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,250/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,638
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,245
−HK$616/mo
Today · 4.125%
HK$23,861
baseline
▲ 0.50% · 4.625%
HK$25,119
+HK$1,258/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,722/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,384
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,080
−HK$707/mo
Today · 4.125%
HK$23,787
baseline
▲ 0.50% · 4.625%
HK$25,235
+HK$1,448/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,574/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,902
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,569
−HK$678/mo
Today · 4.125%
HK$26,247
baseline
▲ 0.50% · 4.625%
HK$27,630
+HK$1,383/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,494/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,178
−HK$772/mo
Today · 4.125%
HK$25,950
baseline
▲ 0.50% · 4.625%
HK$27,529
+HK$1,579/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,900/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,165
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,894
−HK$739/mo
Today · 4.125%
HK$28,633
baseline
▲ 0.50% · 4.625%
HK$30,142
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,266/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,453
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,276
−HK$836/mo
Today · 4.125%
HK$28,112
baseline
▲ 0.50% · 4.625%
HK$29,823
+HK$1,711/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,224/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,429
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,218
−HK$801/mo
Today · 4.125%
HK$31,019
baseline
▲ 0.50% · 4.625%
HK$32,654
+HK$1,635/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,038/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,488
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,374
−HK$901/mo
Today · 4.125%
HK$30,275
baseline
▲ 0.50% · 4.625%
HK$32,117
+HK$1,842/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,550/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,693
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,543
−HK$862/mo
Today · 4.125%
HK$33,405
baseline
▲ 0.50% · 4.625%
HK$35,166
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,810/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,523
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,473
−HK$964/mo
Today · 4.125%
HK$32,437
baseline
▲ 0.50% · 4.625%
HK$34,411
+HK$1,974/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,874/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,957
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,867
−HK$924/mo
Today · 4.125%
HK$35,791
baseline
▲ 0.50% · 4.625%
HK$37,678
+HK$1,887/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,582/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,558
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,571
−HK$1,029/mo
Today · 4.125%
HK$34,600
baseline
▲ 0.50% · 4.625%
HK$36,705
+HK$2,105/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$69,200/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,221
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,192
−HK$985/mo
Today · 4.125%
HK$38,177
baseline
▲ 0.50% · 4.625%
HK$40,190
+HK$2,013/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$76,354/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,593
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,669
−HK$1,093/mo
Today · 4.125%
HK$36,762
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$2,237/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,524/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,484
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,516
−HK$1,048/mo
Today · 4.125%
HK$40,564
baseline
▲ 0.50% · 4.625%
HK$42,702
+HK$2,138/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,128/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,628
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,767
−HK$1,158/mo
Today · 4.125%
HK$38,925
baseline
▲ 0.50% · 4.625%
HK$41,293
+HK$2,368/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,850/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,748
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,841
−HK$1,109/mo
Today · 4.125%
HK$42,950
baseline
▲ 0.50% · 4.625%
HK$45,214
+HK$2,264/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,900/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,718 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).