▼ 0.50% · 3.625%
HK$22,471
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,170
−HK$711/mo
Today · 4.125%
HK$23,881
baseline
▲ 0.50% · 4.625%
HK$25,334
+HK$1,453/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,762/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,999
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,670
−HK$680/mo
Today · 4.125%
HK$26,350
baseline
▲ 0.50% · 4.625%
HK$27,739
+HK$1,389/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,700/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,718
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,487
−HK$782/mo
Today · 4.125%
HK$26,269
baseline
▲ 0.50% · 4.625%
HK$27,867
+HK$1,598/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,538/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,499
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,237
−HK$748/mo
Today · 4.125%
HK$28,985
baseline
▲ 0.50% · 4.625%
HK$30,513
+HK$1,528/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,970/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,966
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,804
−HK$853/mo
Today · 4.125%
HK$28,657
baseline
▲ 0.50% · 4.625%
HK$30,400
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,314/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,999
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,804
−HK$816/mo
Today · 4.125%
HK$31,620
baseline
▲ 0.50% · 4.625%
HK$33,286
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,240/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,213
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,121
−HK$924/mo
Today · 4.125%
HK$31,045
baseline
▲ 0.50% · 4.625%
HK$32,934
+HK$1,889/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,090/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,499
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,371
−HK$884/mo
Today · 4.125%
HK$34,255
baseline
▲ 0.50% · 4.625%
HK$36,060
+HK$1,805/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,510/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,460
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,438
−HK$995/mo
Today · 4.125%
HK$33,433
baseline
▲ 0.50% · 4.625%
HK$35,467
+HK$2,034/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,866/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,999
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,937
−HK$953/mo
Today · 4.125%
HK$36,890
baseline
▲ 0.50% · 4.625%
HK$38,834
+HK$1,944/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,780/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,707
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,756
−HK$1,065/mo
Today · 4.125%
HK$35,821
baseline
▲ 0.50% · 4.625%
HK$38,000
+HK$2,179/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,642/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,499
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,504
−HK$1,021/mo
Today · 4.125%
HK$39,525
baseline
▲ 0.50% · 4.625%
HK$41,608
+HK$2,083/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,050/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,954
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,073
−HK$1,136/mo
Today · 4.125%
HK$38,209
baseline
▲ 0.50% · 4.625%
HK$40,534
+HK$2,325/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,418/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,999
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,071
−HK$1,089/mo
Today · 4.125%
HK$42,160
baseline
▲ 0.50% · 4.625%
HK$44,382
+HK$2,222/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,320/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,201
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,390
−HK$1,207/mo
Today · 4.125%
HK$40,597
baseline
▲ 0.50% · 4.625%
HK$43,067
+HK$2,470/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,194/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,499
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,638
−HK$1,157/mo
Today · 4.125%
HK$44,795
baseline
▲ 0.50% · 4.625%
HK$47,156
+HK$2,361/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,590/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,448
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,707
−HK$1,278/mo
Today · 4.125%
HK$42,985
baseline
▲ 0.50% · 4.625%
HK$45,600
+HK$2,615/mo
Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$85,970/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,998
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$46,205
−HK$1,225/mo
Today · 4.125%
HK$47,430
baseline
▲ 0.50% · 4.625%
HK$49,930
+HK$2,500/mo
Deposit HK$985K · loan HK$8.87M · min. income ≈ HK$94,860/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,475 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).