▼ 0.50% · 3.625%
HK$19,766
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,381
−HK$625/mo
Today · 4.125%
HK$21,006
baseline
▲ 0.50% · 4.625%
HK$22,284
+HK$1,278/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$42,012/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,990
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,579
−HK$599/mo
Today · 4.125%
HK$23,178
baseline
▲ 0.50% · 4.625%
HK$24,399
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,356/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,743
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,419
−HK$687/mo
Today · 4.125%
HK$23,106
baseline
▲ 0.50% · 4.625%
HK$24,512
+HK$1,406/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,212/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,189
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,837
−HK$659/mo
Today · 4.125%
HK$25,496
baseline
▲ 0.50% · 4.625%
HK$26,839
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$50,992/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,719
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,457
−HK$750/mo
Today · 4.125%
HK$25,207
baseline
▲ 0.50% · 4.625%
HK$26,741
+HK$1,534/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,414/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,388
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,095
−HK$718/mo
Today · 4.125%
HK$27,813
baseline
▲ 0.50% · 4.625%
HK$29,279
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,626/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,696
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,495
−HK$812/mo
Today · 4.125%
HK$27,307
baseline
▲ 0.50% · 4.625%
HK$28,969
+HK$1,662/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,614/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,587
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,353
−HK$778/mo
Today · 4.125%
HK$30,131
baseline
▲ 0.50% · 4.625%
HK$31,719
+HK$1,588/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,262/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,673
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,533
−HK$875/mo
Today · 4.125%
HK$29,408
baseline
▲ 0.50% · 4.625%
HK$31,197
+HK$1,789/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,816/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,786
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,611
−HK$838/mo
Today · 4.125%
HK$32,449
baseline
▲ 0.50% · 4.625%
HK$34,159
+HK$1,710/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,898/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,649
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,572
−HK$937/mo
Today · 4.125%
HK$31,509
baseline
▲ 0.50% · 4.625%
HK$33,426
+HK$1,917/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,018/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,985
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,869
−HK$898/mo
Today · 4.125%
HK$34,767
baseline
▲ 0.50% · 4.625%
HK$36,599
+HK$1,832/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,534/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,626
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,610
−HK$999/mo
Today · 4.125%
HK$33,609
baseline
▲ 0.50% · 4.625%
HK$35,654
+HK$2,045/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,218/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,184
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,127
−HK$957/mo
Today · 4.125%
HK$37,084
baseline
▲ 0.50% · 4.625%
HK$39,039
+HK$1,955/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,168/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,603
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,648
−HK$1,062/mo
Today · 4.125%
HK$35,710
baseline
▲ 0.50% · 4.625%
HK$37,883
+HK$2,173/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,420/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,382
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,385
−HK$1,017/mo
Today · 4.125%
HK$39,402
baseline
▲ 0.50% · 4.625%
HK$41,479
+HK$2,077/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,804/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,579
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,686
−HK$1,124/mo
Today · 4.125%
HK$37,810
baseline
▲ 0.50% · 4.625%
HK$40,111
+HK$2,301/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,620/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,581
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,643
−HK$1,077/mo
Today · 4.125%
HK$41,720
baseline
▲ 0.50% · 4.625%
HK$43,919
+HK$2,199/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,440/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,053 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).