▼ 0.50% · 3.625%
HK$20,146
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,773
−HK$637/mo
Today · 4.125%
HK$21,410
baseline
▲ 0.50% · 4.625%
HK$22,712
+HK$1,302/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,820/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,413
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,014
−HK$609/mo
Today · 4.125%
HK$23,623
baseline
▲ 0.50% · 4.625%
HK$24,869
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,246/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,161
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,850
−HK$701/mo
Today · 4.125%
HK$23,551
baseline
▲ 0.50% · 4.625%
HK$24,984
+HK$1,433/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,102/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,654
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,315
−HK$671/mo
Today · 4.125%
HK$25,986
baseline
▲ 0.50% · 4.625%
HK$27,356
+HK$1,370/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$51,972/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,176
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,928
−HK$764/mo
Today · 4.125%
HK$25,692
baseline
▲ 0.50% · 4.625%
HK$27,255
+HK$1,563/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,384/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,895
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,616
−HK$732/mo
Today · 4.125%
HK$28,348
baseline
▲ 0.50% · 4.625%
HK$29,842
+HK$1,494/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,696/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,190
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,005
−HK$828/mo
Today · 4.125%
HK$27,833
baseline
▲ 0.50% · 4.625%
HK$29,526
+HK$1,693/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,666/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,136
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,918
−HK$792/mo
Today · 4.125%
HK$30,710
baseline
▲ 0.50% · 4.625%
HK$32,329
+HK$1,619/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,420/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,205
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,082
−HK$892/mo
Today · 4.125%
HK$29,974
baseline
▲ 0.50% · 4.625%
HK$31,797
+HK$1,823/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,948/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,378
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,219
−HK$854/mo
Today · 4.125%
HK$33,073
baseline
▲ 0.50% · 4.625%
HK$34,816
+HK$1,743/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,146/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,219
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,159
−HK$955/mo
Today · 4.125%
HK$32,114
baseline
▲ 0.50% · 4.625%
HK$34,069
+HK$1,955/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,228/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,619
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,520
−HK$915/mo
Today · 4.125%
HK$35,435
baseline
▲ 0.50% · 4.625%
HK$37,303
+HK$1,868/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,870/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,234
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,237
−HK$1,018/mo
Today · 4.125%
HK$34,255
baseline
▲ 0.50% · 4.625%
HK$36,340
+HK$2,085/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,510/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,860
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,822
−HK$976/mo
Today · 4.125%
HK$37,798
baseline
▲ 0.50% · 4.625%
HK$39,790
+HK$1,992/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,596/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,249
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,314
−HK$1,082/mo
Today · 4.125%
HK$36,396
baseline
▲ 0.50% · 4.625%
HK$38,611
+HK$2,215/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$72,792/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,101
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,123
−HK$1,037/mo
Today · 4.125%
HK$40,160
baseline
▲ 0.50% · 4.625%
HK$42,277
+HK$2,117/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$80,320/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,263
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,391
−HK$1,146/mo
Today · 4.125%
HK$38,537
baseline
▲ 0.50% · 4.625%
HK$40,882
+HK$2,345/mo
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$77,074/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,343
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,425
−HK$1,097/mo
Today · 4.125%
HK$42,522
baseline
▲ 0.50% · 4.625%
HK$44,764
+HK$2,242/mo
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$85,044/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,054 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).