▼ 0.50% · 3.625%
HK$22,561
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,262
−HK$713/mo
Today · 4.125%
HK$23,975
baseline
▲ 0.50% · 4.625%
HK$25,434
+HK$1,459/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,950/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,099
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,772
−HK$683/mo
Today · 4.125%
HK$26,455
baseline
▲ 0.50% · 4.625%
HK$27,849
+HK$1,394/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,910/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,817
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,589
−HK$784/mo
Today · 4.125%
HK$26,373
baseline
▲ 0.50% · 4.625%
HK$27,978
+HK$1,605/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,746/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,608
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,349
−HK$751/mo
Today · 4.125%
HK$29,100
baseline
▲ 0.50% · 4.625%
HK$30,634
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,200/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,073
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,915
−HK$855/mo
Today · 4.125%
HK$28,770
baseline
▲ 0.50% · 4.625%
HK$30,521
+HK$1,751/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,540/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,118
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,926
−HK$819/mo
Today · 4.125%
HK$31,745
baseline
▲ 0.50% · 4.625%
HK$33,419
+HK$1,674/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,490/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,329
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,241
−HK$927/mo
Today · 4.125%
HK$31,168
baseline
▲ 0.50% · 4.625%
HK$33,065
+HK$1,897/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,336/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,628
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,503
−HK$888/mo
Today · 4.125%
HK$34,391
baseline
▲ 0.50% · 4.625%
HK$36,204
+HK$1,813/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,782/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,585
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,567
−HK$999/mo
Today · 4.125%
HK$33,566
baseline
▲ 0.50% · 4.625%
HK$35,608
+HK$2,042/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,132/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,138
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,080
−HK$956/mo
Today · 4.125%
HK$37,036
baseline
▲ 0.50% · 4.625%
HK$38,989
+HK$1,953/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,072/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,841
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,894
−HK$1,069/mo
Today · 4.125%
HK$35,963
baseline
▲ 0.50% · 4.625%
HK$38,151
+HK$2,188/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,926/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,648
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,657
−HK$1,025/mo
Today · 4.125%
HK$39,682
baseline
▲ 0.50% · 4.625%
HK$41,773
+HK$2,091/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,364/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,097
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,220
−HK$1,141/mo
Today · 4.125%
HK$38,361
baseline
▲ 0.50% · 4.625%
HK$40,695
+HK$2,334/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,722/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,158
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,235
−HK$1,092/mo
Today · 4.125%
HK$42,327
baseline
▲ 0.50% · 4.625%
HK$44,558
+HK$2,231/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,654/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,353
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,546
−HK$1,212/mo
Today · 4.125%
HK$40,758
baseline
▲ 0.50% · 4.625%
HK$43,238
+HK$2,480/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,516/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,667
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,812
−HK$1,161/mo
Today · 4.125%
HK$44,973
baseline
▲ 0.50% · 4.625%
HK$47,343
+HK$2,370/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,946/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,609
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,872
−HK$1,284/mo
Today · 4.125%
HK$43,156
baseline
▲ 0.50% · 4.625%
HK$45,782
+HK$2,626/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,312/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,177
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,389
−HK$1,229/mo
Today · 4.125%
HK$47,618
baseline
▲ 0.50% · 4.625%
HK$50,128
+HK$2,510/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,236/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,392 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).