▼ 0.50% · 3.625%
HK$22,767
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,475
−HK$719/mo
Today · 4.125%
HK$24,194
baseline
▲ 0.50% · 4.625%
HK$25,667
+HK$1,473/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,388/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,328
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,007
−HK$689/mo
Today · 4.125%
HK$26,696
baseline
▲ 0.50% · 4.625%
HK$28,103
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,392/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,043
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,822
−HK$792/mo
Today · 4.125%
HK$26,614
baseline
▲ 0.50% · 4.625%
HK$28,233
+HK$1,619/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,228/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,861
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,608
−HK$758/mo
Today · 4.125%
HK$29,366
baseline
▲ 0.50% · 4.625%
HK$30,914
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,732/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,320
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,170
−HK$863/mo
Today · 4.125%
HK$29,033
baseline
▲ 0.50% · 4.625%
HK$30,800
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,066/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,393
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,209
−HK$826/mo
Today · 4.125%
HK$32,035
baseline
▲ 0.50% · 4.625%
HK$33,724
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,070/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,597
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,517
−HK$936/mo
Today · 4.125%
HK$31,453
baseline
▲ 0.50% · 4.625%
HK$33,367
+HK$1,914/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,906/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,926
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,809
−HK$896/mo
Today · 4.125%
HK$34,705
baseline
▲ 0.50% · 4.625%
HK$36,534
+HK$1,829/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,410/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,874
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,865
−HK$1,007/mo
Today · 4.125%
HK$33,872
baseline
▲ 0.50% · 4.625%
HK$35,933
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,744/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,459
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,410
−HK$965/mo
Today · 4.125%
HK$37,375
baseline
▲ 0.50% · 4.625%
HK$39,345
+HK$1,970/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,750/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,150
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,212
−HK$1,080/mo
Today · 4.125%
HK$36,292
baseline
▲ 0.50% · 4.625%
HK$38,500
+HK$2,208/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,584/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,992
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,011
−HK$1,033/mo
Today · 4.125%
HK$40,044
baseline
▲ 0.50% · 4.625%
HK$42,155
+HK$2,111/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,088/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,427
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,560
−HK$1,151/mo
Today · 4.125%
HK$38,711
baseline
▲ 0.50% · 4.625%
HK$41,067
+HK$2,356/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,422/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,525
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,611
−HK$1,103/mo
Today · 4.125%
HK$42,714
baseline
▲ 0.50% · 4.625%
HK$44,965
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,428/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,704
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,907
−HK$1,224/mo
Today · 4.125%
HK$41,131
baseline
▲ 0.50% · 4.625%
HK$43,633
+HK$2,502/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,262/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,057
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,212
−HK$1,172/mo
Today · 4.125%
HK$45,384
baseline
▲ 0.50% · 4.625%
HK$47,776
+HK$2,392/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,768/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,980
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,255
−HK$1,295/mo
Today · 4.125%
HK$43,550
baseline
▲ 0.50% · 4.625%
HK$46,200
+HK$2,650/mo
Deposit HK$998K · loan HK$8.99M · min. income ≈ HK$87,100/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,590
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,813
−HK$1,240/mo
Today · 4.125%
HK$48,053
baseline
▲ 0.50% · 4.625%
HK$50,586
+HK$2,533/mo
Deposit HK$998K · loan HK$8.99M · min. income ≈ HK$96,106/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,432 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).