▼ 0.50% · 3.625%
HK$18,920
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,508
−HK$598/mo
Today · 4.125%
HK$20,106
baseline
▲ 0.50% · 4.625%
HK$21,329
+HK$1,223/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,212/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,048
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,612
−HK$573/mo
Today · 4.125%
HK$22,185
baseline
▲ 0.50% · 4.625%
HK$23,354
+HK$1,169/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,370/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,812
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,459
−HK$658/mo
Today · 4.125%
HK$22,117
baseline
▲ 0.50% · 4.625%
HK$23,462
+HK$1,345/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,234/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,153
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,774
−HK$629/mo
Today · 4.125%
HK$24,403
baseline
▲ 0.50% · 4.625%
HK$25,690
+HK$1,287/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,806/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,704
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,410
−HK$717/mo
Today · 4.125%
HK$24,127
baseline
▲ 0.50% · 4.625%
HK$25,595
+HK$1,468/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,254/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,257
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,935
−HK$687/mo
Today · 4.125%
HK$26,622
baseline
▲ 0.50% · 4.625%
HK$28,025
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,244/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,595
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,361
−HK$777/mo
Today · 4.125%
HK$26,138
baseline
▲ 0.50% · 4.625%
HK$27,728
+HK$1,590/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,276/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,362
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,096
−HK$744/mo
Today · 4.125%
HK$28,840
baseline
▲ 0.50% · 4.625%
HK$30,361
+HK$1,521/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,680/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,487
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,311
−HK$837/mo
Today · 4.125%
HK$28,148
baseline
▲ 0.50% · 4.625%
HK$29,861
+HK$1,713/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,296/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,467
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,257
−HK$802/mo
Today · 4.125%
HK$31,059
baseline
▲ 0.50% · 4.625%
HK$32,696
+HK$1,637/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,118/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,379
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,262
−HK$897/mo
Today · 4.125%
HK$30,159
baseline
▲ 0.50% · 4.625%
HK$31,994
+HK$1,835/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,318/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,572
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,419
−HK$858/mo
Today · 4.125%
HK$33,277
baseline
▲ 0.50% · 4.625%
HK$35,032
+HK$1,755/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,554/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,271
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,213
−HK$957/mo
Today · 4.125%
HK$32,170
baseline
▲ 0.50% · 4.625%
HK$34,127
+HK$1,957/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,340/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,677
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,580
−HK$916/mo
Today · 4.125%
HK$35,496
baseline
▲ 0.50% · 4.625%
HK$37,367
+HK$1,871/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$70,992/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,163
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,164
−HK$1,016/mo
Today · 4.125%
HK$34,180
baseline
▲ 0.50% · 4.625%
HK$36,260
+HK$2,080/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,360/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,781
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,741
−HK$973/mo
Today · 4.125%
HK$37,714
baseline
▲ 0.50% · 4.625%
HK$39,702
+HK$1,988/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,428/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,055
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,115
−HK$1,076/mo
Today · 4.125%
HK$36,191
baseline
▲ 0.50% · 4.625%
HK$38,393
+HK$2,202/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,382/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,886
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,902
−HK$1,031/mo
Today · 4.125%
HK$39,933
baseline
▲ 0.50% · 4.625%
HK$42,038
+HK$2,105/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,866/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,914 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).