▼ 0.50% · 3.625%
HK$20,842
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,490
−HK$659/mo
Today · 4.125%
HK$22,149
baseline
▲ 0.50% · 4.625%
HK$23,496
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,298/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,186
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,808
−HK$631/mo
Today · 4.125%
HK$24,439
baseline
▲ 0.50% · 4.625%
HK$25,727
+HK$1,288/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,878/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,926
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,639
−HK$725/mo
Today · 4.125%
HK$24,364
baseline
▲ 0.50% · 4.625%
HK$25,846
+HK$1,482/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,728/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,505
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,189
−HK$694/mo
Today · 4.125%
HK$26,883
baseline
▲ 0.50% · 4.625%
HK$28,300
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,766/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,010
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,788
−HK$791/mo
Today · 4.125%
HK$26,579
baseline
▲ 0.50% · 4.625%
HK$28,196
+HK$1,617/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$53,158/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,824
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,570
−HK$757/mo
Today · 4.125%
HK$29,327
baseline
▲ 0.50% · 4.625%
HK$30,873
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$58,654/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,094
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,937
−HK$856/mo
Today · 4.125%
HK$28,793
baseline
▲ 0.50% · 4.625%
HK$30,545
+HK$1,752/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,586/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,142
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,951
−HK$820/mo
Today · 4.125%
HK$31,771
baseline
▲ 0.50% · 4.625%
HK$33,445
+HK$1,674/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,542/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,179
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,086
−HK$922/mo
Today · 4.125%
HK$31,008
baseline
▲ 0.50% · 4.625%
HK$32,895
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,016/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,461
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,331
−HK$884/mo
Today · 4.125%
HK$34,215
baseline
▲ 0.50% · 4.625%
HK$36,018
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,430/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,263
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,235
−HK$988/mo
Today · 4.125%
HK$33,223
baseline
▲ 0.50% · 4.625%
HK$35,245
+HK$2,022/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,446/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,779
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,712
−HK$946/mo
Today · 4.125%
HK$36,658
baseline
▲ 0.50% · 4.625%
HK$38,591
+HK$1,933/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,316/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,347
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,384
−HK$1,054/mo
Today · 4.125%
HK$35,438
baseline
▲ 0.50% · 4.625%
HK$37,594
+HK$2,156/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,876/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,098
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,093
−HK$1,009/mo
Today · 4.125%
HK$39,102
baseline
▲ 0.50% · 4.625%
HK$41,164
+HK$2,062/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,204/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,431
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,533
−HK$1,120/mo
Today · 4.125%
HK$37,653
baseline
▲ 0.50% · 4.625%
HK$39,944
+HK$2,291/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,306/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,417
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,474
−HK$1,072/mo
Today · 4.125%
HK$41,546
baseline
▲ 0.50% · 4.625%
HK$43,736
+HK$2,190/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,092/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,515
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,682
−HK$1,186/mo
Today · 4.125%
HK$39,868
baseline
▲ 0.50% · 4.625%
HK$42,294
+HK$2,426/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,736/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,735
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,855
−HK$1,135/mo
Today · 4.125%
HK$43,990
baseline
▲ 0.50% · 4.625%
HK$46,309
+HK$2,319/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$87,980/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,012 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).