▼ 0.50% · 3.625%
HK$19,649
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,260
−HK$621/mo
Today · 4.125%
HK$20,881
baseline
▲ 0.50% · 4.625%
HK$22,151
+HK$1,270/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,762/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,859
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,445
−HK$595/mo
Today · 4.125%
HK$23,040
baseline
▲ 0.50% · 4.625%
HK$24,254
+HK$1,214/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,080/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,613
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,286
−HK$683/mo
Today · 4.125%
HK$22,969
baseline
▲ 0.50% · 4.625%
HK$24,366
+HK$1,397/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,938/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,045
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,689
−HK$655/mo
Today · 4.125%
HK$25,344
baseline
▲ 0.50% · 4.625%
HK$26,680
+HK$1,336/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,688/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,578
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,312
−HK$745/mo
Today · 4.125%
HK$25,057
baseline
▲ 0.50% · 4.625%
HK$26,581
+HK$1,524/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,114/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,231
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,934
−HK$714/mo
Today · 4.125%
HK$27,648
baseline
▲ 0.50% · 4.625%
HK$29,105
+HK$1,457/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,296/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,543
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,338
−HK$807/mo
Today · 4.125%
HK$27,145
baseline
▲ 0.50% · 4.625%
HK$28,797
+HK$1,652/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$54,290/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,416
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,178
−HK$774/mo
Today · 4.125%
HK$29,952
baseline
▲ 0.50% · 4.625%
HK$31,530
+HK$1,578/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$59,904/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,508
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,364
−HK$869/mo
Today · 4.125%
HK$29,233
baseline
▲ 0.50% · 4.625%
HK$31,012
+HK$1,779/mo
Deposit HK$2.59M · loan HK$6.03M · min. income ≈ HK$58,466/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,602
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,423
−HK$833/mo
Today · 4.125%
HK$32,256
baseline
▲ 0.50% · 4.625%
HK$33,956
+HK$1,700/mo
Deposit HK$2.59M · loan HK$6.03M · min. income ≈ HK$64,512/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,473
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,390
−HK$931/mo
Today · 4.125%
HK$31,321
baseline
▲ 0.50% · 4.625%
HK$33,227
+HK$1,906/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,642/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,788
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,667
−HK$893/mo
Today · 4.125%
HK$34,560
baseline
▲ 0.50% · 4.625%
HK$36,381
+HK$1,821/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,120/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,438
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,415
−HK$994/mo
Today · 4.125%
HK$33,409
baseline
▲ 0.50% · 4.625%
HK$35,442
+HK$2,033/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,818/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,974
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,912
−HK$952/mo
Today · 4.125%
HK$36,864
baseline
▲ 0.50% · 4.625%
HK$38,807
+HK$1,943/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,728/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,402
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,441
−HK$1,056/mo
Today · 4.125%
HK$35,497
baseline
▲ 0.50% · 4.625%
HK$37,657
+HK$2,160/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,994/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,160
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,156
−HK$1,012/mo
Today · 4.125%
HK$39,168
baseline
▲ 0.50% · 4.625%
HK$41,232
+HK$2,064/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,336/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,367
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,467
−HK$1,118/mo
Today · 4.125%
HK$37,585
baseline
▲ 0.50% · 4.625%
HK$39,872
+HK$2,287/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,170/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,346
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,401
−HK$1,070/mo
Today · 4.125%
HK$41,471
baseline
▲ 0.50% · 4.625%
HK$43,658
+HK$2,187/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$82,942/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,504 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).