▼ 0.50% · 3.625%
HK$17,695
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,246
−HK$559/mo
Today · 4.125%
HK$18,805
baseline
▲ 0.50% · 4.625%
HK$19,949
+HK$1,144/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,610/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,686
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,214
−HK$536/mo
Today · 4.125%
HK$20,750
baseline
▲ 0.50% · 4.625%
HK$21,843
+HK$1,093/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,500/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,465
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,070
−HK$616/mo
Today · 4.125%
HK$20,686
baseline
▲ 0.50% · 4.625%
HK$21,944
+HK$1,258/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$41,372/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,655
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,235
−HK$590/mo
Today · 4.125%
HK$22,825
baseline
▲ 0.50% · 4.625%
HK$24,028
+HK$1,203/mo
Deposit HK$3.49M · loan HK$4.27M · min. income ≈ HK$45,650/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,235
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,895
−HK$671/mo
Today · 4.125%
HK$22,566
baseline
▲ 0.50% · 4.625%
HK$23,939
+HK$1,373/mo
Deposit HK$3.10M · loan HK$4.66M · min. income ≈ HK$45,132/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,623
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,257
−HK$643/mo
Today · 4.125%
HK$24,900
baseline
▲ 0.50% · 4.625%
HK$26,212
+HK$1,312/mo
Deposit HK$3.10M · loan HK$4.66M · min. income ≈ HK$49,800/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,004
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,720
−HK$727/mo
Today · 4.125%
HK$24,447
baseline
▲ 0.50% · 4.625%
HK$25,934
+HK$1,487/mo
Deposit HK$2.72M · loan HK$5.04M · min. income ≈ HK$48,894/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,592
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,278
−HK$696/mo
Today · 4.125%
HK$26,974
baseline
▲ 0.50% · 4.625%
HK$28,396
+HK$1,422/mo
Deposit HK$2.72M · loan HK$5.04M · min. income ≈ HK$53,948/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,774
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,544
−HK$783/mo
Today · 4.125%
HK$26,327
baseline
▲ 0.50% · 4.625%
HK$27,929
+HK$1,602/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$52,654/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,560
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,300
−HK$749/mo
Today · 4.125%
HK$29,049
baseline
▲ 0.50% · 4.625%
HK$30,581
+HK$1,532/mo
Deposit HK$2.33M · loan HK$5.43M · min. income ≈ HK$58,098/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,543
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,369
−HK$839/mo
Today · 4.125%
HK$28,208
baseline
▲ 0.50% · 4.625%
HK$29,924
+HK$1,716/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$56,416/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,529
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,321
−HK$803/mo
Today · 4.125%
HK$31,124
baseline
▲ 0.50% · 4.625%
HK$32,765
+HK$1,641/mo
Deposit HK$1.94M · loan HK$5.82M · min. income ≈ HK$62,248/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,313
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,193
−HK$895/mo
Today · 4.125%
HK$30,088
baseline
▲ 0.50% · 4.625%
HK$31,919
+HK$1,831/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$60,176/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,498
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,342
−HK$857/mo
Today · 4.125%
HK$33,199
baseline
▲ 0.50% · 4.625%
HK$34,949
+HK$1,750/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$66,398/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,082
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,018
−HK$951/mo
Today · 4.125%
HK$31,969
baseline
▲ 0.50% · 4.625%
HK$33,914
+HK$1,945/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$63,938/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,466
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,364
−HK$910/mo
Today · 4.125%
HK$35,274
baseline
▲ 0.50% · 4.625%
HK$37,134
+HK$1,860/mo
Deposit HK$1.16M · loan HK$6.60M · min. income ≈ HK$70,548/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,852
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,843
−HK$1,006/mo
Today · 4.125%
HK$33,849
baseline
▲ 0.50% · 4.625%
HK$35,909
+HK$2,060/mo
Deposit HK$776K · loan HK$6.98M · min. income ≈ HK$67,698/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,435
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,385
−HK$964/mo
Today · 4.125%
HK$37,349
baseline
▲ 0.50% · 4.625%
HK$39,318
+HK$1,969/mo
Deposit HK$776K · loan HK$6.98M · min. income ≈ HK$74,698/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,809 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).