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Crescira AVM · estimated value ● Medium confidence
HK$6.02M
≈ HK$9,218 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$602K, with repayments around HK$26,256/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$24,707
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,476
−HK$780/mo
Today · 4.125%
HK$26,256
baseline
▲ 0.50% · 4.625%
HK$27,854
+HK$1,598/mo

Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$52,512/mo (50% DSR)

Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$136,958 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
12/F
Flat
2
Saleable Area
653 ft²
Gross Area
738 ft²
Efficiency
88%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2010-01-19 HK$3.80M +7.6%
1.6y
2008-06-19 HK$3.53M +10.3%
2008-06-13 HK$3.20M +27.1%
1.6y
2007-02-22 HK$2.52M +7.7%
0.3y
2006-11-08 HK$2.34M +8.3%
6.5y
2000-05-30 HK$2.16M −3.5%
1.0y
1999-05-14 HK$2.24M −30.1%
1998-01-26 HK$3.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 4 min walk · 241 m
Education
47
schools within 1 km (21 within 500 m)
Daily convenience
47
within 1 km (21 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building