▼ 0.50% · 3.625%
HK$17,623
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,171
−HK$557/mo
Today · 4.125%
HK$18,728
baseline
▲ 0.50% · 4.625%
HK$19,868
+HK$1,140/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,456/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,606
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,132
−HK$533/mo
Today · 4.125%
HK$20,665
baseline
▲ 0.50% · 4.625%
HK$21,754
+HK$1,089/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,330/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,386
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,989
−HK$612/mo
Today · 4.125%
HK$20,601
baseline
▲ 0.50% · 4.625%
HK$21,855
+HK$1,254/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,202/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,566
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,145
−HK$586/mo
Today · 4.125%
HK$22,731
baseline
▲ 0.50% · 4.625%
HK$23,930
+HK$1,199/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,462/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,148
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,806
−HK$668/mo
Today · 4.125%
HK$22,474
baseline
▲ 0.50% · 4.625%
HK$23,842
+HK$1,368/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,948/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,527
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,158
−HK$640/mo
Today · 4.125%
HK$24,798
baseline
▲ 0.50% · 4.625%
HK$26,105
+HK$1,307/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,596/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,910
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,623
−HK$724/mo
Today · 4.125%
HK$24,347
baseline
▲ 0.50% · 4.625%
HK$25,828
+HK$1,481/mo
Deposit HK$2.71M · loan HK$5.02M · min. income ≈ HK$48,694/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,487
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,171
−HK$693/mo
Today · 4.125%
HK$26,864
baseline
▲ 0.50% · 4.625%
HK$28,280
+HK$1,416/mo
Deposit HK$2.71M · loan HK$5.02M · min. income ≈ HK$53,728/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,673
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,440
−HK$780/mo
Today · 4.125%
HK$26,220
baseline
▲ 0.50% · 4.625%
HK$27,815
+HK$1,595/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,440/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,448
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,184
−HK$747/mo
Today · 4.125%
HK$28,931
baseline
▲ 0.50% · 4.625%
HK$30,456
+HK$1,525/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,862/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,435
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,257
−HK$836/mo
Today · 4.125%
HK$28,093
baseline
▲ 0.50% · 4.625%
HK$29,802
+HK$1,709/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,186/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,409
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,197
−HK$800/mo
Today · 4.125%
HK$30,997
baseline
▲ 0.50% · 4.625%
HK$32,631
+HK$1,634/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$61,994/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,197
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,074
−HK$891/mo
Today · 4.125%
HK$29,965
baseline
▲ 0.50% · 4.625%
HK$31,789
+HK$1,824/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$59,930/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,369
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,210
−HK$854/mo
Today · 4.125%
HK$33,064
baseline
▲ 0.50% · 4.625%
HK$34,807
+HK$1,743/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$66,128/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,960
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,891
−HK$947/mo
Today · 4.125%
HK$31,838
baseline
▲ 0.50% · 4.625%
HK$33,776
+HK$1,938/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,676/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,330
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,224
−HK$906/mo
Today · 4.125%
HK$35,130
baseline
▲ 0.50% · 4.625%
HK$36,982
+HK$1,852/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,260/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,722
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,709
−HK$1,002/mo
Today · 4.125%
HK$33,711
baseline
▲ 0.50% · 4.625%
HK$35,762
+HK$2,051/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,422/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,290
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,237
−HK$960/mo
Today · 4.125%
HK$37,197
baseline
▲ 0.50% · 4.625%
HK$39,158
+HK$1,961/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$74,394/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,859 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).