▼ 0.50% · 3.625%
HK$18,550
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,127
−HK$587/mo
Today · 4.125%
HK$19,714
baseline
▲ 0.50% · 4.625%
HK$20,913
+HK$1,199/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,428/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,637
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,191
−HK$561/mo
Today · 4.125%
HK$21,752
baseline
▲ 0.50% · 4.625%
HK$22,899
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,504/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,405
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,040
−HK$645/mo
Today · 4.125%
HK$21,685
baseline
▲ 0.50% · 4.625%
HK$23,005
+HK$1,320/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,370/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,701
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,310
−HK$617/mo
Today · 4.125%
HK$23,927
baseline
▲ 0.50% · 4.625%
HK$25,189
+HK$1,262/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,854/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,261
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,953
−HK$703/mo
Today · 4.125%
HK$23,656
baseline
▲ 0.50% · 4.625%
HK$25,096
+HK$1,440/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,312/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,765
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,429
−HK$674/mo
Today · 4.125%
HK$26,103
baseline
▲ 0.50% · 4.625%
HK$27,478
+HK$1,375/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,206/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,116
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,866
−HK$762/mo
Today · 4.125%
HK$25,628
baseline
▲ 0.50% · 4.625%
HK$27,187
+HK$1,559/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,256/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,828
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,548
−HK$730/mo
Today · 4.125%
HK$28,278
baseline
▲ 0.50% · 4.625%
HK$29,768
+HK$1,490/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,556/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,971
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,778
−HK$821/mo
Today · 4.125%
HK$27,599
baseline
▲ 0.50% · 4.625%
HK$29,279
+HK$1,680/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,198/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,892
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,667
−HK$786/mo
Today · 4.125%
HK$30,453
baseline
▲ 0.50% · 4.625%
HK$32,058
+HK$1,605/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,906/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,826
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,691
−HK$880/mo
Today · 4.125%
HK$29,571
baseline
▲ 0.50% · 4.625%
HK$31,370
+HK$1,799/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,142/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,956
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,786
−HK$842/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,348
+HK$1,720/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,681
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,604
−HK$938/mo
Today · 4.125%
HK$31,542
baseline
▲ 0.50% · 4.625%
HK$33,461
+HK$1,919/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,084/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,019
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,905
−HK$898/mo
Today · 4.125%
HK$34,803
baseline
▲ 0.50% · 4.625%
HK$36,638
+HK$1,835/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,606/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,536
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,517
−HK$996/mo
Today · 4.125%
HK$33,513
baseline
▲ 0.50% · 4.625%
HK$35,552
+HK$2,039/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$67,026/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,083
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,024
−HK$955/mo
Today · 4.125%
HK$36,979
baseline
▲ 0.50% · 4.625%
HK$38,928
+HK$1,949/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,958/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,391
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,429
−HK$1,056/mo
Today · 4.125%
HK$35,485
baseline
▲ 0.50% · 4.625%
HK$37,644
+HK$2,159/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$70,970/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,147
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,143
−HK$1,011/mo
Today · 4.125%
HK$39,154
baseline
▲ 0.50% · 4.625%
HK$41,218
+HK$2,064/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$78,308/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,058 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).