▼ 0.50% · 3.625%
HK$21,742
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,418
−HK$688/mo
Today · 4.125%
HK$23,106
baseline
▲ 0.50% · 4.625%
HK$24,511
+HK$1,405/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,212/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,188
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,837
−HK$658/mo
Today · 4.125%
HK$25,495
baseline
▲ 0.50% · 4.625%
HK$26,839
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,990/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,916
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,660
−HK$756/mo
Today · 4.125%
HK$25,416
baseline
▲ 0.50% · 4.625%
HK$26,963
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,832/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,607
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,320
−HK$724/mo
Today · 4.125%
HK$28,044
baseline
▲ 0.50% · 4.625%
HK$29,522
+HK$1,478/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,088/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,091
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,902
−HK$825/mo
Today · 4.125%
HK$27,727
baseline
▲ 0.50% · 4.625%
HK$29,414
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,454/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,025
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,804
−HK$790/mo
Today · 4.125%
HK$30,594
baseline
▲ 0.50% · 4.625%
HK$32,206
+HK$1,612/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,188/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,265
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,144
−HK$893/mo
Today · 4.125%
HK$30,037
baseline
▲ 0.50% · 4.625%
HK$31,865
+HK$1,828/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,074/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,444
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,288
−HK$855/mo
Today · 4.125%
HK$33,143
baseline
▲ 0.50% · 4.625%
HK$34,890
+HK$1,747/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,286/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,439
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,386
−HK$962/mo
Today · 4.125%
HK$32,348
baseline
▲ 0.50% · 4.625%
HK$34,316
+HK$1,968/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,696/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,863
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,771
−HK$922/mo
Today · 4.125%
HK$35,693
baseline
▲ 0.50% · 4.625%
HK$37,574
+HK$1,881/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,386/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,613
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,628
−HK$1,030/mo
Today · 4.125%
HK$34,658
baseline
▲ 0.50% · 4.625%
HK$36,767
+HK$2,109/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,316/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,282
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,255
−HK$987/mo
Today · 4.125%
HK$38,242
baseline
▲ 0.50% · 4.625%
HK$40,258
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,484/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,787
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,869
−HK$1,100/mo
Today · 4.125%
HK$36,969
baseline
▲ 0.50% · 4.625%
HK$39,218
+HK$2,249/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,938/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,701
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,738
−HK$1,053/mo
Today · 4.125%
HK$40,791
baseline
▲ 0.50% · 4.625%
HK$42,942
+HK$2,151/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,582/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,962
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,111
−HK$1,168/mo
Today · 4.125%
HK$39,279
baseline
▲ 0.50% · 4.625%
HK$41,669
+HK$2,390/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,558/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,119
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,222
−HK$1,119/mo
Today · 4.125%
HK$43,341
baseline
▲ 0.50% · 4.625%
HK$45,625
+HK$2,284/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,682/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,136
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,353
−HK$1,237/mo
Today · 4.125%
HK$41,590
baseline
▲ 0.50% · 4.625%
HK$44,121
+HK$2,531/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,180/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,538
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,706
−HK$1,184/mo
Today · 4.125%
HK$45,890
baseline
▲ 0.50% · 4.625%
HK$48,309
+HK$2,419/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,780/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,493 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).