Switch unit
Crescira AVM · estimated value
● Medium confidence
HK$19.79M
≈ HK$9,704 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.94M, with repayments around HK$67,129/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$63,168
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,133
−HK$1,996/mo
Today · 4.125%
HK$67,129
baseline
▲ 0.50% · 4.625%
HK$71,214
+HK$4,085/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,258/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,026 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 2,039 ft²
- Gross Area
- 2,266 ft²
- Efficiency
- 90%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 1998-08-21 | HK$9.00M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Tsuen Wan West
≈ 26 min walk · 2,063 m
(quite far — consider other transport options)
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km
Location
Other appraised units in this building
Data sourced from Renavon.com