▼ 0.50% · 3.625%
HK$22,265
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,958
−HK$703/mo
Today · 4.125%
HK$23,661
baseline
▲ 0.50% · 4.625%
HK$25,101
+HK$1,440/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,322/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,770
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,434
−HK$674/mo
Today · 4.125%
HK$26,108
baseline
▲ 0.50% · 4.625%
HK$27,484
+HK$1,376/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,216/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,492
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,254
−HK$774/mo
Today · 4.125%
HK$26,028
baseline
▲ 0.50% · 4.625%
HK$27,611
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,056/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,247
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,978
−HK$741/mo
Today · 4.125%
HK$28,719
baseline
▲ 0.50% · 4.625%
HK$30,233
+HK$1,514/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,438/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,718
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,549
−HK$845/mo
Today · 4.125%
HK$28,394
baseline
▲ 0.50% · 4.625%
HK$30,121
+HK$1,727/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,788/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,724
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,521
−HK$809/mo
Today · 4.125%
HK$31,330
baseline
▲ 0.50% · 4.625%
HK$32,981
+HK$1,651/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,660/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,945
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,845
−HK$915/mo
Today · 4.125%
HK$30,760
baseline
▲ 0.50% · 4.625%
HK$32,631
+HK$1,871/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$61,520/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,201
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,064
−HK$876/mo
Today · 4.125%
HK$33,940
baseline
▲ 0.50% · 4.625%
HK$35,729
+HK$1,789/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$67,880/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,171
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,141
−HK$985/mo
Today · 4.125%
HK$33,126
baseline
▲ 0.50% · 4.625%
HK$35,142
+HK$2,016/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,252/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,678
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,608
−HK$943/mo
Today · 4.125%
HK$36,551
baseline
▲ 0.50% · 4.625%
HK$38,478
+HK$1,927/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,102/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,398
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,437
−HK$1,055/mo
Today · 4.125%
HK$35,492
baseline
▲ 0.50% · 4.625%
HK$37,652
+HK$2,160/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,984/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,155
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,151
−HK$1,011/mo
Today · 4.125%
HK$39,162
baseline
▲ 0.50% · 4.625%
HK$41,226
+HK$2,064/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,324/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,624
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,732
−HK$1,126/mo
Today · 4.125%
HK$37,858
baseline
▲ 0.50% · 4.625%
HK$40,162
+HK$2,304/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,716/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,632
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,695
−HK$1,078/mo
Today · 4.125%
HK$41,773
baseline
▲ 0.50% · 4.625%
HK$43,975
+HK$2,202/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,546/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,851
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,028
−HK$1,196/mo
Today · 4.125%
HK$40,224
baseline
▲ 0.50% · 4.625%
HK$42,672
+HK$2,448/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$80,448/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,109
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,238
−HK$1,146/mo
Today · 4.125%
HK$44,384
baseline
▲ 0.50% · 4.625%
HK$46,723
+HK$2,339/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$88,768/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,077
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,324
−HK$1,267/mo
Today · 4.125%
HK$42,591
baseline
▲ 0.50% · 4.625%
HK$45,182
+HK$2,591/mo
Deposit HK$976K · loan HK$8.79M · min. income ≈ HK$85,182/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,586
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,781
−HK$1,213/mo
Today · 4.125%
HK$46,994
baseline
▲ 0.50% · 4.625%
HK$49,472
+HK$2,478/mo
Deposit HK$976K · loan HK$8.79M · min. income ≈ HK$93,988/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,434 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).