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Home Tsuen Wan District HONG KONG GARDEN PHASE 3 BLOCK 26

18/F A

in HONG KONG GARDEN PHASE 3 BLOCK 26

Tsuen Wan District · New Territories West

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Floor
1/F A 1,382 ft² 1/F B 1,382 ft² 2/F B 1,382 ft² 3/F A 1,382 ft² 4/F A 1,382 ft² 4/F B 1,382 ft² 5/F A 1,378 ft² 5/F B 1,386 ft² 6/F A 1,382 ft² 6/F B 1,382 ft² 7/F A 1,382 ft² 8/F A 1,378 ft² 8/F B 1,382 ft² 9/F A 1,378 ft² 9/F B 1,382 ft² 10/F A 1,382 ft² 10/F B 1,382 ft² 11/F A 1,382 ft² 11/F B 1,382 ft² 12/F A 1,382 ft² 12/F B 1,382 ft² 13/F A 1,382 ft² 14/F A 1,382 ft² 14/F B 1,386 ft² 15/F B 1,382 ft² 16/F A 1,382 ft² 16/F B 1,382 ft² 17/F A 1,382 ft² 17/F B 1,382 ft² 18/F A 1,382 ft² 18/F B 1,382 ft² 19/F B 1,382 ft² 20/F A 1,382 ft² 20/F B 1,382 ft²
Crescira AVM · estimated value ● Medium confidence
HK$10.17M
≈ HK$7,359 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.05M, with repayments around HK$34,501/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$32,465
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,475
−HK$1,026/mo
Today · 4.125%
HK$34,501
baseline
▲ 0.50% · 4.625%
HK$36,601
+HK$2,100/mo

Deposit HK$3.05M · loan HK$7.12M · min. income ≈ HK$69,002/mo (50% DSR)

Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$381,365 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 43 min walk · 3,427 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Location

Unit Information

Floor
18/F
Flat
A
Saleable Area
1,382 Saleable ft²
Gross Area
1,883 ft²
Efficiency
73%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2018-02-01 HK$13.30M —

Other appraised units in this building

1/F A
1,382 ft²
HK$9.22M
1/F B
1,382 ft²
HK$9.34M
2/F B
1,382 ft²
HK$9.29M
3/F A
1,382 ft²
HK$9.38M
4/F A
1,382 ft²
HK$9.54M
4/F B
1,382 ft²
HK$9.62M
Data sourced from Renavon.com