Skip to content

2/F E

in HONG KONG GARDEN PHASE 1 BLOCK 3

Tsuen Wan District · New Territories West

Switch unit
Crescira AVM · estimated value Medium confidence
HK$3.26M
≈ HK$8,953 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$326K, with repayments around HK$14,214/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$13,376
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,792
−HK$422/mo
Today · 4.125%
HK$14,214
baseline
▲ 0.50% · 4.625%
HK$15,079
+HK$865/mo

Deposit HK$326K · loan HK$2.93M · min. income ≈ HK$28,428/mo (50% DSR)

Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 46 min walk · 3,641 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Location

Unit Information

Floor
2/F
Flat
E
Saleable Area
364 Saleable ft²
Gross Area
563 ft²
Efficiency
65%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2024-03-12 HK$2.96M +202.0%
16.2y · 12.0%/yr
2007-12-31 HK$980K −54.4%
1997-11-18 HK$2.15M +64.1%
1996-11-05 HK$1.31M +4.0%
1996-10-12 HK$1.26M
Data sourced from Renavon.com