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At today's rate and a 90% mortgage, the deposit on this unit is about HK$676K, with repayments around HK$29,473/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$676K · loan HK$6.08M · min. income ≈ HK$58,946/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- F
- Saleable Area
- 493 Saleable ft²
- Gross Area
- 666 ft²
- Efficiency
- 74%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-26 | HK$7.40M | +7.6% 3.1y · 3.0%/yr |
| 2017-04-25 | HK$6.88M | +111.7% 7.0y · 16.0%/yr |
| 2010-05-14 | HK$3.25M | +16.1% |
| 2008-09-26 | HK$2.80M | +45.1% |
| 2006-05-10 | HK$1.93M | +7.2% |
| 2002-02-25 | HK$1.80M | — |