Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,491/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$40,982/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$87,272 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- D
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 437 ft²
- Efficiency
- 73%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-30 | HK$4.16M | −27.0% 5.9y · −5.0%/yr |
| 2019-06-24 | HK$5.70M | +108.8% 7.7y · 14.0%/yr |
| 2011-10-06 | HK$2.73M | +72.8% |
| 2007-10-22 | HK$1.58M | −7.1% |
| 1999-11-23 | HK$1.70M | +1.2% |
| 1998-12-12 | HK$1.68M | −21.5% |
| 1996-12-07 | HK$2.14M | — |