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Crescira AVM · estimated value Medium confidence
HK$3.31M
≈ HK$9,936 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,433/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,581
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,003
−HK$430/mo
Today · 4.125%
HK$14,433
baseline
▲ 0.50% · 4.625%
HK$15,311
+HK$878/mo

Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,866/mo (50% DSR)

Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
7/F
Flat
D
Saleable Area
333 ft²
Gross Area
427 ft²
Efficiency
78%
District
Kwai Tsing District · New Territories West
School net (POA)
65

Transaction History

Date Price Gain / loss
2025-03-28 HK$3.13M −13.1%
7.8y
2017-06-26 HK$3.60M +38.5%
4.0y
2013-06-20 HK$2.60M +38.3%
2011-06-27 HK$1.88M +36.2%
2010-08-11 HK$1.38M +112.3%
2003-12-01 HK$650K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kwai Fong
≈ 4 min walk · 291 m
Education
52
schools within 1 km (20 within 500 m)
Daily convenience
33
within 1 km (16 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Kwai Fong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 33 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com