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At today's rate and a 90% mortgage, the deposit on this unit is about HK$329K, with repayments around HK$14,341/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$329K · loan HK$2.96M · min. income ≈ HK$28,682/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kwai Fong Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 351 Saleable ft²
- Gross Area
- 450 ft²
- Efficiency
- 78%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-15 | HK$4.45M | +14.1% 3.4y · 4.0%/yr |
| 2017-11-17 | HK$3.90M | +298.0% 10.9y · 27.0%/yr |
| 2007-01-13 | HK$980K | −43.4% |
| 1997-05-10 | HK$1.73M | — |