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Crescira AVM · estimated value ● Medium confidence
HK$18.02M
≈ HK$12,534 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.41M, with repayments around HK$61,145/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$57,537
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$59,327
−HK$1,818/mo
Today · 4.125%
HK$61,145
baseline
▲ 0.50% · 4.625%
HK$64,866
+HK$3,721/mo

Deposit HK$5.41M · loan HK$12.62M · min. income ≈ HK$122,290/mo (50% DSR)

Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$675,880 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
35/F
Flat
B
Saleable Area
1,438 ft²
Gross Area
1,750 ft²
Efficiency
82%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2021-05-13 HK$23.48M +30.4%
3.3y
2018-01-16 HK$18.00M +80.4%
19.1y
1999-01-05 HK$9.98M −0.2%
2.6y
1996-05-25 HK$10.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan West
≈ 24 min walk · 1,918 m
(quite far — consider other transport options)
Education
5
schools within 1 km (0 within 500 m)
Daily convenience
3
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building