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At today's rate and a 90% mortgage, the deposit on this unit is about HK$396K, with repayments around HK$17,276/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$396K · loan HK$3.56M · min. income ≈ HK$34,552/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- C
- Saleable Area
- 380 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 78%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-04 | HK$3.73M | +28.6% 0.5y |
| 2024-11-12 | HK$2.90M | −40.3% 6.6y · −6.0%/yr |
| 2018-03-28 | HK$4.86M | +223.9% 8.1y · 28.0%/yr |
| 2010-02-19 | HK$1.50M | +200.0% |
| 2001-08-02 | HK$500K | — |