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At today's rate and a 90% mortgage, the deposit on this unit is about HK$308K, with repayments around HK$13,448/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$308K · loan HK$2.77M · min. income ≈ HK$26,896/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 24 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 413 ft²
- Efficiency
- 78%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-17 | HK$3.29M | +11.5% 7.3y · 2.0%/yr |
| 2017-02-16 | HK$2.95M | +40.5% 4.4y · 9.0%/yr |
| 2012-09-24 | HK$2.10M | +66.7% |
| 2010-07-12 | HK$1.26M | +16.7% |
| 2008-03-11 | HK$1.08M | +83.1% |
| 2004-09-04 | HK$590K | +20.4% |
| 2003-11-28 | HK$490K | −53.8% |
| 1996-04-23 | HK$1.06M | — |