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At today's rate and a 90% mortgage, the deposit on this unit is about HK$259K, with repayments around HK$11,277/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$259K · loan HK$2.33M · min. income ≈ HK$22,554/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Hau Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- L
- Saleable Area
- 257 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 65%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-12 | HK$2.60M | −34.7% 4.5y · −8.0%/yr |
| 2020-08-20 | HK$3.98M | +43.2% 4.0y · 11.0%/yr |
| 2016-08-25 | HK$2.78M | +183.7% 8.1y · 23.0%/yr |
| 2008-06-26 | HK$980K | +3.2% |
| 1996-10-19 | HK$950K | — |