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At today's rate and a 90% mortgage, the deposit on this unit is about HK$352K, with repayments around HK$15,370/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$352K · loan HK$3.17M · min. income ≈ HK$30,740/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Hau Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- C
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 580 ft²
- Efficiency
- 65%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-19 | HK$3.50M | −7.9% 1.7y · −5.0%/yr |
| 2022-09-05 | HK$3.80M | +230.4% 13.8y · 17.0%/yr |
| 2008-12-08 | HK$1.15M | −7.3% |
| 2008-10-03 | HK$1.24M | +6.9% |
| 2008-07-09 | HK$1.16M | +19.6% |
| 2008-01-31 | HK$970K | +42.6% |
| 2002-02-20 | HK$680K | — |