▼ 0.50% · 3.625%
HK$18,883
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,471
−HK$596/mo
Today · 4.125%
HK$20,067
baseline
▲ 0.50% · 4.625%
HK$21,288
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,134/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,007
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,571
−HK$571/mo
Today · 4.125%
HK$22,142
baseline
▲ 0.50% · 4.625%
HK$23,310
+HK$1,168/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,284/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,772
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,418
−HK$656/mo
Today · 4.125%
HK$22,074
baseline
▲ 0.50% · 4.625%
HK$23,417
+HK$1,343/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$44,148/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,108
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,728
−HK$629/mo
Today · 4.125%
HK$24,357
baseline
▲ 0.50% · 4.625%
HK$25,641
+HK$1,284/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$48,714/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,660
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,365
−HK$716/mo
Today · 4.125%
HK$24,081
baseline
▲ 0.50% · 4.625%
HK$25,546
+HK$1,465/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,162/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,209
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,885
−HK$686/mo
Today · 4.125%
HK$26,571
baseline
▲ 0.50% · 4.625%
HK$27,972
+HK$1,401/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,142/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,548
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,312
−HK$776/mo
Today · 4.125%
HK$26,088
baseline
▲ 0.50% · 4.625%
HK$27,675
+HK$1,587/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,176/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,310
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,042
−HK$743/mo
Today · 4.125%
HK$28,785
baseline
▲ 0.50% · 4.625%
HK$30,302
+HK$1,517/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,570/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,437
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,259
−HK$835/mo
Today · 4.125%
HK$28,094
baseline
▲ 0.50% · 4.625%
HK$29,804
+HK$1,710/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$56,188/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,410
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,199
−HK$800/mo
Today · 4.125%
HK$30,999
baseline
▲ 0.50% · 4.625%
HK$32,633
+HK$1,634/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$61,998/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,325
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,206
−HK$895/mo
Today · 4.125%
HK$30,101
baseline
▲ 0.50% · 4.625%
HK$31,933
+HK$1,832/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,202/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,511
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,356
−HK$858/mo
Today · 4.125%
HK$33,214
baseline
▲ 0.50% · 4.625%
HK$34,964
+HK$1,750/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,428/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,213
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,153
−HK$955/mo
Today · 4.125%
HK$32,108
baseline
▲ 0.50% · 4.625%
HK$34,062
+HK$1,954/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$64,216/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,612
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,513
−HK$915/mo
Today · 4.125%
HK$35,428
baseline
▲ 0.50% · 4.625%
HK$37,295
+HK$1,867/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$70,856/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,102
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,100
−HK$1,015/mo
Today · 4.125%
HK$34,115
baseline
▲ 0.50% · 4.625%
HK$36,190
+HK$2,075/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,230/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,713
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,670
−HK$972/mo
Today · 4.125%
HK$37,642
baseline
▲ 0.50% · 4.625%
HK$39,626
+HK$1,984/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,284/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,990
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,047
−HK$1,074/mo
Today · 4.125%
HK$36,121
baseline
▲ 0.50% · 4.625%
HK$38,319
+HK$2,198/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,242/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,813
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,828
−HK$1,028/mo
Today · 4.125%
HK$39,856
baseline
▲ 0.50% · 4.625%
HK$41,957
+HK$2,101/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,712/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,437 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).