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At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,921/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,842/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,067 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 367 Saleable ft²
- Gross Area
- 445 ft²
- Efficiency
- 82%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-25 | HK$6.12M | +4.6% 3.1y · 2.0%/yr |
| 2018-02-08 | HK$5.85M | +40.0% 3.9y · 10.0%/yr |
| 2014-04-16 | HK$4.18M | +36.6% |
| 2012-01-10 | HK$3.06M | +94.9% |
| 2006-05-08 | HK$1.57M | +16.3% |
| 2006-01-25 | HK$1.35M | +14.4% |
| 2005-11-01 | HK$1.18M | — |