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At today's rate and a 90% mortgage, the deposit on this unit is about HK$421K, with repayments around HK$18,374/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$421K · loan HK$3.79M · min. income ≈ HK$36,748/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$42,569 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- D
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 427 ft²
- Efficiency
- 83%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-08 | HK$5.93M | +26.2% 5.3y · 5.0%/yr |
| 2015-03-06 | HK$4.70M | +69.1% |
| 2010-10-20 | HK$2.78M | +21.9% |
| 2009-11-23 | HK$2.28M | +10.1% |
| 2009-08-20 | HK$2.07M | +41.8% |
| 2006-03-23 | HK$1.46M | +20.7% |
| 2005-11-05 | HK$1.21M | +55.1% |
| 2002-06-18 | HK$780K | — |