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At today's rate and a 90% mortgage, the deposit on this unit is about HK$420K, with repayments around HK$18,323/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$420K · loan HK$3.78M · min. income ≈ HK$36,646/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$40,238 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- J
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 427 ft²
- Efficiency
- 83%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-20 | HK$5.41M | +35.9% 4.9y · 7.0%/yr |
| 2016-05-30 | HK$3.98M | +19.2% 4.8y · 4.0%/yr |
| 2011-08-10 | HK$3.34M | +68.7% |
| 2008-09-03 | HK$1.98M | +65.0% |
| 1998-11-18 | HK$1.20M | −20.0% |
| 1998-05-29 | HK$1.50M | — |